{"product_id":"money-basics-step-by-step","title":"Money Basics, Step by Step: Budget, Save and Plan Your First Year","description":"\u003cp\u003eMoney doesn't have to feel confusing or stressful. Whether you're managing money on your own for the first time or finally ready to get organised, this guide walks you through the basics in plain language: a budget that fits your real life, an emergency fund, handling debt, saving automatically and planning for your goals. Twelve months, twelve simple steps, and a calmer relationship with money by the end.\u003c\/p\u003e\n\u003ch3\u003eInside the guide\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStep 0: Where your money goes now\u003c\/li\u003e\n\u003cli\u003eStep 1: A budget that fits your life\u003c\/li\u003e\n\u003cli\u003eStep 2: Your emergency fund\u003c\/li\u003e\n\u003cli\u003eStep 3: Debt basics\u003c\/li\u003e\n\u003cli\u003eStep 4: Saving on autopilot\u003c\/li\u003e\n\u003cli\u003eStep 5: Planning for your goals\u003c\/li\u003e\n\u003cli\u003eStep 6: Long-term saving, explained simply\u003c\/li\u003e\n\u003cli\u003eStep 7: Money habits that last\u003c\/li\u003e\n\u003cli\u003eYour 12-month plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eGeneral education, not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"The Stepwise Shelf","offers":[{"title":"Default Title","offer_id":59270983680348,"sku":null,"price":12.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1057\/8057\/6604\/files\/money-basics-step-by-step-cover.png?v=1790295084","url":"https:\/\/thestepwiseshelf.com\/products\/money-basics-step-by-step","provider":"The Stepwise Shelf","version":"1.0","type":"link"}